A simplified, three-dimensional, time-dependent, mechanistic model of the overburden-coal seam-floor interaction has been developed and validated at two Illinois coal mines. The model based on the thin plate theory can involve any complex layout of mine workings, time-dependent sequence of extraction and, rheological properties of immediate floor strata. The model output data consist of spatially distributed surface subsidence and its slope and curvature, as well as load acting on pillars in one or more panels. A comparison of calculated and monitored surface subsidence or in- mine convergence measurements has proven the model's effectiveness for surface subsidence and load transfer Prediction.